
Door to Door Banking providing Unsecured Credit to Ugandans
Heza Microfinance helps small and medium-sized businesses to access capital inform of unsecured loans becoming a business enable for growth and development of our trading system, Open an account with us today
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Digital saving with Heza Microfinance
We introduce the best and quickest means of saving digitally via your Phone using USSD
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Innovative Solutions For Sustainable Success
Leveraging data-driven insights, businesses can refine their processes, enhance decision-making, and drive long-term profitability.
Free ConsultationEasier Access
We provide unsecured loans with no traditional collateral needed.
Suitable for anyone with no formal credit history
Focus on low-income individuals in need of financial support for business or personal errands
Community-based Lending
Group lending builds accountability and trust
Encourages peer support and shared responsibility
Tailored Financial Products
Small, manageable loan amounts
Flexible repayment schedules
Loans often designed for income-generating activities
Boosts Financial Independence
Helps individuals start or grow businesses
Promotes self-sufficiency over dependency
We're accessible, supportive, and empowering Microfinance
We Provide Easy Accessible loans at low interest rates , No traditional collateral needed, Small, manageable loan amounts Flexible repayment schedules, Encouraging peer support and shared responsibility.
- Expertise Across Industries
- Proven Track Record
- Customized Strategies
- Innovative Problem-Solving
We’re more than just a microfinance institution; we’re your business partner. At Heza Microfinance, we’re passionate about seeing small businesses succeed and make a positive impact in our community. Join the thousands of small businesses in Kampala who’ve already chosen Heza to fuel their growth. Get started today and let’s make your vision a reality!
Let’s Grow Together
Explore Latest Loan Products
Ready to take your business to the next level? Contact us today to speak with one of our loan advisors, or apply online to get started right away.
Heza Business Loan
Empower your entrepreneurial spirit with Heza Microfinance’s business loans. Designed to support small and medium enterprises (SMEs), our loans provide...
Agr- Business Loan
At Heza Microfinance, we believe in the power of agriculture to transform lives and communities. Our Agric-Business Loan is designed to support farmers
Emergency Loan
unsecured loan offered to enable members to meet unforeseen obligations. It is extended to members based on their allotment or projected cash inflow,
Asset Finance Loan
Whether you are looking to buy your first piece of land, expand your real estate investments, or build your dream home, our asset loans provide the financial support you
Tax Clearance Loan
Stay compliant and avoid penalties with Heza Microfinance’s Taxes Clearance Loan. Designed to help individuals and businesses manage their tax obligations,
1380+ Customer Say Us

Heza has been a strong pillar in my business, i cannot do away with it.