
Door to Door Banking providing Unsecured Credit to Ugandans
Heza Microfinance helps small and medium-sized businesses to access capital inform of unsecured loans becoming a business enable for growth and development of our trading system, Open an account with us today
Apply for Land purchase loan
Shipping and Tax clearance shouldnt be an issue any more
With our shppping and tax clearance service, we can support you acqure a loan to clear your taxes while helping you file all requred papers and documents, visiit our main branch to get started with shipping gooads from abroad to uganda with Heza support
Apply for Shipping loan
Become a Land today with our Heza Land Loan
We are committed to enabling you realise your dream of becoming a land owner, with our simple Buy your Land Loan, rest assured that your dream is to come true with us in a few simple steps
Free ConsultationEasier Access
We provide unsecured loans with no traditional collateral needed.
Suitable for anyone with no formal credit history
Focus on low-income individuals in need of financial support for business or personal errands
(Women in Business) loan
Group lending for women groups aimed and enhansing financial growth within Women who do business. This type of loan service builds accountability and trust encourages peer support and shared responsibility
Tailored Asset financing
Small, manageable loan amounts with Flexible repayment schedules
Loans often designed for income-generating activities
Boosts Financial Independence
Helps individuals start or grow businesses
Promotes self-sufficiency over dependency
We're accessible, supportive, and empowering Microfinance
We Provide Easy Accessible loans at low interest rates , No traditional collateral needed, Small, manageable loan amounts Flexible repayment schedules, Encouraging peer support and shared responsibility.
- Expertise Across Industries
- Proven Track Record
- Customized Strategies
- Innovative Problem-Solving
We’re more than just a microfinance institution; we’re your business partner. At Heza Microfinance, we’re passionate about seeing small businesses succeed and make a positive impact in our community. Join the thousands of small businesses in Kampala who’ve already chosen Heza to fuel their growth. Get started today and let’s make your vision a reality!
Explore Latest Loan Products
Ready to take your business to the next level? Contact us today to speak with one of our loan advisors, or apply online to get started right away.
Heza Business Loan
Empower your entreprenurial spirit with Heza Microfinances's business Loan, designed to support small and medium enterprises (SMEs), our loans provide flexible ...
Agr- Business Loan
At Heza Microfinance, we believe in the power of agriculture to transform lives and communities. Our Agric-Business Loan is designed to support farmers
Asset Finance Loan
Whether you are looking to buy your first piece of land, expand your real estate investments, or build your dream home, our asset loans provide the financial support you
Emergency Loan
unsecured loan offered to enable members to meet unforeseen obligations. It is extended to members based on their allotment or projected cash inflow,
Tax Clearance Loan
Stay compliant and avoid penalties with Heza Microfinance’s Taxes Clearance Loan. Designed to help individuals and businesses manage their tax obligations,
1380+ Customer Say Us

Heza has been a strong pillar in my business, i cannot do away with it.