Background of Heza Microfinance
Heza is a hybrid Financial institution that understands trade, business finance, agri-business, consumer salary loan, Contract & Lease Financing, Asset Financing, among others. We also have a unique tailor-made approach to all business line models

At Heza Microfinance, our mission is simple: to provide financial empowerment to small business owners in Uganda. We are a community-driven microfinance institution dedicated to helping entrepreneurs in Kampala’s Central Business District (CBD) access the capital they need to grow their businesses—without the burden of collateral.
Founded by a passionate team of financial experts and local community advocates, Heza Microfinance understands the unique challenges that small businesses face in today’s dynamic market. From street vendors to small retail shops and service providers, we recognize that every business has potential, and sometimes all it takes is a little financial support to unlock that potential.
Company Mission
Empowering every enterprising mind to build an empire .
Company Vision & Goals
To be the most reliable and affordable financial service provider
Our Values
- Professionalism
- Agility
- Reliability
- Tailored Solutions
- Intergrity

What Makes Us Unique
As a homegrown institution, we know the heart of Uganda and the challenges faced by small business owners in our communities. Unlike traditional banks, we don’t require collateral because we believe in your potential. We provide quick access to capital with simple processes, flexible repayment terms, and personalized support to ensure your business has the resources it needs to grow. Our team is here for you every step of the way, whether it’s helping you choose the right loan or guiding you through repayment. We are committed to your success.
Door to Door Banking-Daily
Loans Without Security
Affordable Interest rate
Expert Team Member
Driving Business Growth through Innovative Solutions
Since our founding, Heza Microfinance has helped thousands of small business owners in the heart of Kampala access the capital they need to thrive. Whether you need funds to stock your shop, expand your services, or simply manage cash flow during tough times, Heza is here to support your journey. With each loan we issue, we aim to create jobs, increase incomes, and foster economic resilience in our community. Every business we support is another step toward a more prosperous Kampala.
Consulting Strategy
Tailored strategies designed to address the unique ways challenges and opportunities of each client.
- Data-Driven Insights Leveraging
- Scalability and Flexibility
- Goal-Oriented Planning
Business Growth & Solutions
Our business growth and solutions services are designed to drive sustainable success for your company.
- Performance Tracking & Reporting
- Automation and Technology
- SEO & Content Optimization
Marketing Growth Solutions
Our marketing growth solutions are designed accelerate your business’s reach and growth impact.
- Performance Tracking & Reporting
- Automation and Technology
- SEO & Content Optimization
10m+ Customer




